Credit card repayment calculator

Use the credit card repayment calculator to find out how long it will take to pay off your debt. Choose from making the minimum repayment or a higher amount of your choosing.

Credit Card Calculator

Your card


Minimum repayments

Higher repayments

Higher repayments

See how much you'll save by making a higher repayment.

Advanced settings

Note: Your minimum monthly repayment amount is calculated as a percentage of your closing balance, or a minimum dollar amount of your closing balance - whichever is higher. Check your PDS and change these amounts if your lender's amounts are different from these defaults.

This calculator is provided for information service only and does not constitute financial advice. None of the information provided takes into account your personal objectives, financial situation or needs. You must determine whether the information is appropriate in terms of your particular circumstances. For financial advice that takes account of your particular objectives, financial situation or needs, you should consider seeking independent financial advice.

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